Terms of Service
Please read these terms of service carefully before using the
website. Using the website indicates that you
accept these terms regardless of whether or not you choose to register with us. If you do not
accept these terms, do not use the website. These terms apply to all visitors, users and others
who access or use the service.
The term ‘Credit Foncier’ or ‘us’ or ‘we’ refers to the owner of the website. The term ‘you’
refers to the user or viewer of our website.
You may access most areas of the Website without registering your details with us. Certain
areas of the Website are only open to you if you register. By accessing any part of the Website,
you shall be deemed to have accepted these Terms in full. If you do not accept these Terms,
you must leave the Website immediately. We may revise these Terms at any time and you
should periodically check the Website to review then the current Terms because they are
binding on you.
The content of the pages of this website is for your general information and use only. It is
subject to change without notice.
This website contains material which is owned by or licensed to us. This material includes, but is
not limited to, the design, layout, look, appearance and graphics. Reproduction is prohibited
other than in accordance with the copyright notice, which forms part of these terms and
No part of the Website may be reproduced or stored in any other website or included in any
public or private electronic retrieval system or service without our prior written permission.
Any use of the Website other than in accordance with these Terms is prohibited. If you breach
any of these Terms, your permission to use the Website automatically terminates and you must
immediately destroy any downloaded or printed extracts from the Website.
Any rights granted in these Terms are reserved.
3. SERVICE ACCESS
While the Website is normally available 24 hours a day, we shall not be liable if for any reason
the Website is unavailable at any time. Access to the Website may be suspended temporarily
and without notice in the case of system failure, maintenance or repair or for reasons beyond
4. VISITOR MATERIAL AND CONDUCT
You must not post or transmit to or from the Website any material: (a) that is threatening,
defamatory, obscene, indecent, seditious, offensive, pornographic, abusive, liable to incite
racial hatred, discriminatory, menacing, scandalous, inflammatory, blasphemous, in breach of
confidence, in breach of privacy or which may cause annoyance or inconvenience; or (b) for
which you have not obtained all necessary licenses and/or approvals; or (c) which constitutes or
encourages conduct that would be considered a criminal offence, give rise to civil liability, or
otherwise be contrary to the law of or infringe the rights of any third party, in any country in
the world; or (d) which is technically harmful (including, without limitation, computer viruses,
logic bombs, Trojan horses, worms, harmful components, corrupted data or other malicious
software or harmful data). You may not misuse the Website (including, without limitation, by
We will co-operate fully with any law enforcement authorities or court order requesting or
directing us to disclose the identity or locate anyone posting any material in breach of these
Where you are invited to register for this Website, each registration is for a single user only.
You must not share your user name and password with any other person or with multiple users
on a network. Responsibility for the security of any passwords issued rests with you.
This Website is here to give you information about our services. It is up to you to decide
whether they are suitable for you.
The information on the Website may not tell you all you need to know, and you can ask us for
Though we try and keep the information up to date, there may be a time delay before we can
do so. You should not rely solely on the information on this Website. You should check details
about important things like price or interest rates in any actual agreement you sign as it is the
terms in that document that form the agreement between us.
7. OUR AND YOUR LIABILITY FOR USE OF THIS WEBSITE
Your use of this website and any dispute arising out of such use of the website is subject to the
laws of the Union of the Comoros.
You may not always be able to access this Website. We are not responsible for any losses if you
cannot do so. We are not responsible if the means of communication you use to access the
Website or to send us information about yourself or to receive information from us does not
We are not liable for losses or costs caused by abnormal and unforeseeable circumstances
outside our reasonable control, which would have been unavoidable despite all efforts to the
contrary, for example delays or failures caused by industrial action, problems with another
system or network, third party viruses or malware, mechanical breakdown or data-processing
Please remember that email is not a completely secure means of communication: it may be
possible for others to intercept and read your messages. So if you choose to send us
information by email, it is at your own risk.